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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $44,956 |
THE HAVERFORD TRUST COMPANY2+ years Service code 26 · EIN 23-2329854 | Advisory (Participants) | $40,574 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; S... | $9,540 |
MERCER2+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 · EIN 74-3227877 | Advisory (Participants) | $8,945 |
THOMASPARTNERS INC2+ years Service code 26 · EIN 04-2489016 | Advisory (Participants) | $8,462 |
FISHER INVESTMENTS1 year Service code 26 · EIN 20-2480800 | Advisory (Participants) | $6,661 |
Filed as: SIGNATURE INVESTMENT ADVISORS Service code 26 · EIN 45-3791510 | Advisory (Participants) | $5,713 |
AMERICAN FUNDS1 year Filed as: MEYER CAPITAL GROUP Service code 26 · EIN 22-2921395 | Advisory (Participants) | $5,497 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,384 | $80,177+317.1% | $123,894+169.9% | $57,658+479.9% |
| Participation rate | 83.0% | 74.4%+8.6pp | 81.4%+1.6pp | 70.2%+12.8pp |
| Annual return | 10.12% | 17.90%-7.8pp | 47.52%-37.4pp | 5.13%+5.0pp |
| Employer contribution / active EE | $8,220 | $2,913+182.2% | $4,617+78.0% | $1,974+316.5% |
| Participant deferral / active EE | $8,753 | $5,130+70.6% | $5,984+46.3% | $3,061+186.0% |
| Admin fee / account holder | $384 | $106+261.2% | $8,357-95.4% | $95+306.2% |