Filed February 3, 2005 (most recent of 3 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES2+ years Service code 26 · EIN 94-3250323 | Advisory (Participants) | $2,405,696 |
DODGE & COX2+ years Service code 28 · EIN 94-1441976 | Investment Management | $1,966,995 |
CRAMER ROSENTHAL MCGLYNN LLC2+ years Service code 28 · EIN 13-3977282 | Investment Management | $1,955,818 |
STATE STREET GLOBAL ADVISORS2+ years Filed as: STATE STREET BANK & TRUST COMPANY Service code 18 · EIN 04-1867445 | Float revenue; Trustee (directed); In... | $788,439 |
GOLDMAN SACHS2+ years Filed as: GSAM STABLE VALUE, LLC Service code 28 · EIN 13-3575636 | Investment Management | $413,614 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,176 | $169,122+52.1% | $78,002+229.7% | $329,111-21.9% |
| Participation rate | 97.3% | 88.4%+8.9pp | 75.5%+21.8pp | 67.9%+29.4pp |
| Annual return | 11.77% | 11.00%+0.8pp | 425.99%-414.2pp | 16.35%-4.6pp |
| Employer contribution / active EE | $7,359 | $5,827+26.3% | $2,470+197.9% | $2,303+219.5% |
| Participant deferral / active EE | $12,068 | $8,046+50.0% | $3,497+245.1% | $3,682+227.8% |
| Admin fee / account holder | $314 | $83+281.0% | $5,481-94.3% | $754-58.3% |