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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,745 | $100,938-84.4% | $90,461-82.6% | $158,982-90.1% |
| Participation rate | 54.5% | 75.0%-20.5pp | 72.7%-18.1pp | 82.0%-27.4pp |
| Annual return | 7.90% | 1727.20%-1719.3pp | 1294.76%-1286.9pp | 302.99%-295.1pp |
| Employer contribution / active EE | $1,660 | $3,691-55.0% | $3,264-49.1% | $4,763-65.1% |
| Participant deferral / active EE | $766 | $4,350-82.4% | $3,964-80.7% | $5,983-87.2% |
| Admin fee / account holder | $1,420 | $6,510-78.2% | $5,617-74.7% | $11,252-87.4% |