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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,748 | $103,038-84.7% | $90,324-82.6% | $152,909-89.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 13.23% | 95.25%-82.0pp | 78.15%-64.9pp | 345.46%-332.2pp |
| Employer contribution / active EE | $1,935 | $3,141-38.4% | $2,856-32.2% | $4,764-59.4% |
| Participant deferral / active EE | $856 | $4,282-80.0% | $3,885-78.0% | $5,851-85.4% |
| Admin fee / account holder | $9,449 | $6,177+53.0% | $5,356+76.4% | $11,601-18.6% |