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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,907 | $69,012-66.8% | $160,037-85.7% | $68,490-66.6% |
| Participation rate | 90.0% | 65.4%+24.6pp | 78.0%+12.0pp | 67.9%+22.1pp |
| Annual return | -21.08% | -9.65%-11.4pp | 408.95%-430.0pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,349 | $2,212-39.0% | $4,226-68.1% | $2,597-48.1% |
| Participant deferral / active EE | $972 | $4,212-76.9% | $6,184-84.3% | $4,028-75.9% |
| Admin fee / account holder | $528 | $4,798-89.0% | $8,716-93.9% | $5,403-90.2% |