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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,372 | $79,449-61.8% | $189,575-84.0% | $85,847-64.6% |
| Participation rate | 86.8% | 66.0%+20.8pp | 78.4%+8.3pp | 69.3%+17.5pp |
| Annual return | 6.46% | 18.45%-12.0pp | 64.19%-57.7pp | 318.61%-312.2pp |
| Employer contribution / active EE | $1,231 | $2,081-40.8% | $4,412-72.1% | $2,565-52.0% |
| Participant deferral / active EE | $811 | $4,051-80.0% | $6,174-86.9% | $3,952-79.5% |
| Admin fee / account holder | $4,601 | $5,377-14.4% | $9,806-53.1% | $6,261-26.5% |