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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,288 | $78,015-65.0% | $178,505-84.7% | $80,959-66.3% |
| Participation rate | 90.9% | 65.7%+25.2pp | 77.1%+13.8pp | 67.7%+23.2pp |
| Annual return | 15.78% | 18.10%-2.3pp | 27.16%-11.4pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,302 | $2,281-42.9% | $3,955-67.1% | $2,757-52.8% |
| Participant deferral / active EE | $973 | $4,406-77.9% | $6,280-84.5% | $4,300-77.4% |
| Admin fee / account holder | $2,962 | $7,160-58.6% | $10,428-71.6% | $6,925-57.2% |