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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,315 | $70,366-49.8% | $66,674-47.0% | $138,895-74.6% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 24.82% | 386.41%-361.6pp | 321.24%-296.4pp | 145.39%-120.6pp |
| Employer contribution / active EE | $2,428 | $2,765-12.2% | $2,620-7.3% | $4,194-42.1% |
| Participant deferral / active EE | $7,463 | $4,374+70.6% | $4,084+82.7% | $6,396+16.7% |
| Admin fee / account holder | $1,159 | $5,262-78.0% | $5,098-77.3% | $12,562-90.8% |