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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,410 | $96,558-80.9% | $80,977-77.3% | $273,972-93.3% |
| Participation rate | 93.8% | 79.1%+14.7pp | 75.8%+17.9pp | 83.0%+10.7pp |
| Annual return | 12.01% | 15.14%-3.1pp | 17.11%-5.1pp | 41.46%-29.4pp |
| Employer contribution / active EE | $1,931 | $4,869-60.3% | $3,715-48.0% | $4,869-60.3% |
| Participant deferral / active EE | $7,294 | $6,598+10.6% | $5,696+28.0% | $5,287+38.0% |
| Admin fee / account holder | $1,271 | $7,493-83.0% | $5,517-77.0% | $10,133-87.5% |