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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,324 | $162,136-78.2% | $152,301-76.8% | $154,746-77.2% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 17.47% | 91.02%-73.6pp | 80.50%-63.0pp | 172.34%-154.9pp |
| Employer contribution / active EE | $3,553 | $4,890-27.4% | $4,624-23.2% | $4,379-18.9% |
| Participant deferral / active EE | $8,613 | $8,341+3.3% | $8,004+7.6% | $6,730+28.0% |
| Admin fee / account holder | $672 | $15,759-95.7% | $14,398-95.3% | $14,365-95.3% |