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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,213 | $160,028-84.2% | $147,080-82.9% | $145,884-82.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 15.23% | 98.60%-83.4pp | 420.17%-404.9pp | 551.85%-536.6pp |
| Employer contribution / active EE | $2,878 | $5,286-45.6% | $4,933-41.7% | $4,662-38.3% |
| Participant deferral / active EE | $6,504 | $8,422-22.8% | $8,066-19.4% | $6,690-2.8% |
| Admin fee / account holder | $2,717 | $15,030-81.9% | $12,989-79.1% | $13,392-79.7% |