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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,861 | $98,776-59.6% | $149,745-73.4% | $79,856-50.1% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.5%+2.7pp | 69.6%+15.5pp |
| Annual return | 16.40% | 27.38%-11.0pp | 276.72%-260.3pp | 31.71%-15.3pp |
| Employer contribution / active EE | $1,603 | $3,217-50.2% | $4,646-65.5% | $2,471-35.1% |
| Participant deferral / active EE | $1,947 | $5,681-65.7% | $6,843-71.5% | $3,741-47.9% |
| Admin fee / account holder | $912 | $6,053-84.9% | $9,312-90.2% | $5,306-82.8% |