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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,331 | $157,296-73.1% | $141,191-70.0% | $152,897-72.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 20.43% | 64.34%-43.9pp | 71.41%-51.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $2,427 | $5,262-53.9% | $4,736-48.8% | $4,764-49.1% |
| Participant deferral / active EE | $4,603 | $7,111-35.3% | $6,710-31.4% | $5,851-21.3% |
| Admin fee / account holder | $686 | $12,125-94.3% | $10,264-93.3% | $11,599-94.1% |