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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,398 | $92,766-94.2% | $82,763-93.5% | $134,545-96.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.88% | 946.97%-963.9pp | 702.45%-719.3pp | 418.37%-435.2pp |
| Employer contribution / active EE | $1,697 | $3,273-48.2% | $3,008-43.6% | $4,742-64.2% |
| Participant deferral / active EE | $1,580 | $4,802-67.1% | $4,395-64.0% | $6,401-75.3% |
| Admin fee / account holder | $1,952 | $5,978-67.4% | $5,325-63.4% | $11,431-82.9% |