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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,802 | $109,872-95.6% | $98,483-95.1% | $167,536-97.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 31.05% | 1959.31%-1928.3pp | 1494.38%-1463.3pp | 478.82%-447.8pp |
| Employer contribution / active EE | $3,398 | $3,225+5.4% | $2,961+14.8% | $4,839-29.8% |
| Participant deferral / active EE | $3,755 | $4,673-19.7% | $4,276-12.2% | $6,342-40.8% |
| Admin fee / account holder | $692 | $6,757-89.8% | $5,953-88.4% | $12,315-94.4% |