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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $28,871 |
SHERIDAN ROAD ADVISORS LLC2 years Service code 27 · EIN 13-4284240 | Advisory (Plan) | $24,305 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,433 | $106,236-81.7% | $112,249-82.7% | $64,819-70.0% |
| Participation rate | 91.4% | 71.7%+19.8pp | 75.1%+16.4pp | 71.5%+19.9pp |
| Annual return | -18.02% | -6.02%-12.0pp | 27.48%-45.5pp | 32.84%-50.9pp |
| Employer contribution / active EE | $2,441 | $3,166-22.9% | $3,636-32.9% | $2,507-2.6% |
| Participant deferral / active EE | $3,819 | $3,785+0.9% | $4,729-19.2% | $4,311-11.4% |
| Admin fee / account holder | $133 | $452-70.6% | $6,412-97.9% | $188-29.2% |