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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,284 | $83,045-82.8% | $130,045-89.0% | $71,511-80.0% |
| Participation rate | 96.3% | 74.1%+22.1pp | 78.5%+17.8pp | 67.9%+28.3pp |
| Annual return | 14.16% | 20.61%-6.4pp | -137.30%+151.5pp | 28.86%-14.7pp |
| Employer contribution / active EE | $5,381 | $2,623+105.1% | $4,321+24.5% | $2,589+107.8% |
| Participant deferral / active EE | $2,191 | $4,436-50.6% | $5,820-62.4% | $4,291-48.9% |
| Admin fee / account holder | $524 | $1,727-69.7% | $10,600-95.1% | $1,588-67.0% |