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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,495 | $138,078-60.5% | $125,363-56.5% | $134,509-59.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -25.54% | 750.49%-776.0pp | 572.15%-597.7pp | 418.13%-443.7pp |
| Employer contribution / active EE | $7,105 | $5,245+35.5% | $4,815+47.6% | $4,741+49.9% |
| Participant deferral / active EE | $4,850 | $7,800-37.8% | $7,447-34.9% | $6,400-24.2% |
| Admin fee / account holder | $13,996 | $11,566+21.0% | $10,005+39.9% | $11,427+22.5% |