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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,217 | $160,059-29.3% | $140,019-19.1% | $135,380-16.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.81% | 911.48%-917.3pp | 651.17%-657.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $9,391 | $6,420+46.3% | $5,605+67.5% | $4,779+96.5% |
| Participant deferral / active EE | $8,927 | $7,641+16.8% | $6,927+28.9% | $5,609+59.2% |
| Admin fee / account holder | $7,299 | $13,328-45.2% | $10,705-31.8% | $10,828-32.6% |