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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,358 | $171,867-21.2% | $149,721-9.6% | $147,586-8.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 19.13% | 2113.36%-2094.2pp | 1501.67%-1482.5pp | 578.59%-559.5pp |
| Employer contribution / active EE | $9,654 | $6,275+53.9% | $5,444+77.3% | $4,876+98.0% |
| Participant deferral / active EE | $11,464 | $7,270+57.7% | $6,568+74.5% | $5,439+110.8% |
| Admin fee / account holder | $1,868 | $13,799-86.5% | $11,282-83.4% | $10,886-82.8% |