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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,318 | $202,342-38.1% | $172,752-27.5% | $152,897-18.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.66% | 1029.83%-1004.2pp | 802.97%-777.3pp | 345.43%-319.8pp |
| Employer contribution / active EE | $2,159 | $5,858-63.1% | $5,144-58.0% | $4,764-54.7% |
| Participant deferral / active EE | $4,556 | $5,948-23.4% | $5,198-12.3% | $5,851-22.1% |
| Admin fee / account holder | $1,938 | $17,111-88.7% | $13,955-86.1% | $11,599-83.3% |