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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,349 | $113,935-33.9% | $94,224-20.0% | $125,393-39.9% |
| Participation rate | 92.9% | 82.9%+10.0pp | 78.8%+14.1pp | 83.2%+9.7pp |
| Annual return | 0.13% | 5.29%-5.2pp | 10.68%-10.5pp | 282.23%-282.1pp |
| Employer contribution / active EE | $2,343 | $4,727-50.4% | $3,587-34.7% | $4,866-51.9% |
| Participant deferral / active EE | $6,312 | $5,179+21.9% | $4,320+46.1% | $5,351+17.9% |
| Admin fee / account holder | $672 | $8,391-92.0% | $6,269-89.3% | $9,541-93.0% |