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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,012 | $157,276-66.9% | $141,177-63.2% | $152,885-66.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 25.72% | 64.33%-38.6pp | 71.40%-45.7pp | 345.39%-319.7pp |
| Employer contribution / active EE | $2,053 | $5,262-61.0% | $4,736-56.6% | $4,763-56.9% |
| Participant deferral / active EE | $3,919 | $7,110-44.9% | $6,710-41.6% | $5,851-33.0% |
| Admin fee / account holder | $1,118 | $12,123-90.8% | $10,263-89.1% | $11,598-90.4% |