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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,799 | $111,301-68.7% | $112,977-69.2% | $158,966-78.1% |
| Participation rate | 62.5% | 83.5%-21.0pp | 82.6%-20.1pp | 82.0%-19.5pp |
| Annual return | 18.92% | 26.40%-7.5pp | 24.24%-5.3pp | 302.95%-284.0pp |
| Employer contribution / active EE | $1,616 | $4,471-63.9% | $4,255-62.0% | $4,762-66.1% |
| Participant deferral / active EE | $4,329 | $5,880-26.4% | $5,836-25.8% | $5,983-27.7% |
| Admin fee / account holder | $590 | $8,392-93.0% | $6,294-90.6% | $11,250-94.8% |