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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,118 | $176,105+37.5% | $159,474+51.8% | $167,536+44.5% |
| Participation rate | 81.8% | 85.0%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 15.30% | 331.91%-316.6pp | 263.68%-248.4pp | 478.82%-463.5pp |
| Employer contribution / active EE | $2,524 | $5,299-52.4% | $4,831-47.8% | $4,839-47.8% |
| Participant deferral / active EE | $9,559 | $7,751+23.3% | $7,353+30.0% | $6,342+50.7% |
| Admin fee / account holder | $411 | $12,559-96.7% | $10,802-96.2% | $12,315-96.7% |