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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,740 | $66,302+9.7% | $110,243-34.0% | $56,289+29.2% |
| Participation rate | 75.2% | 74.9%+0.3pp | 79.8%-4.6pp | 69.9%+5.4pp |
| Annual return | -6.85% | -1.18%-5.7pp | 314.76%-321.6pp | -9.96%+3.1pp |
| Employer contribution / active EE | $2,934 | $2,047+43.3% | $3,827-23.3% | $2,111+39.0% |
| Participant deferral / active EE | $3,325 | $3,381-1.7% | $4,672-28.8% | $3,350-0.8% |
| Admin fee / account holder | $326 | $698-53.4% | $8,548-96.2% | $521-37.5% |