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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,916 | $63,924+9.4% | $108,582-35.6% | $55,167+26.7% |
| Participation rate | 67.5% | 74.3%-6.8pp | 79.6%-12.0pp | 69.0%-1.4pp |
| Annual return | 6.71% | 15.31%-8.6pp | -51.70%+58.4pp | 169.23%-162.5pp |
| Employer contribution / active EE | $2,184 | $1,879+16.2% | $3,758-41.9% | $1,963+11.3% |
| Participant deferral / active EE | $2,962 | $3,067-3.4% | $4,311-31.3% | $3,054-3.0% |
| Admin fee / account holder | $1,065 | $618+72.3% | $7,645-86.1% | $504+111.3% |