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| Provider | Service type | Compensation |
|---|---|---|
Service code 99 · EIN 47-1411118 | Other Fees | $32,003 |
Service code 49 · EIN 20-4319325 | Other Services | $5,553 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,025 | $88,203+11.1% | $165,100-40.6% | $74,478+31.6% |
| Participation rate | 77.7% | 73.1%+4.6pp | 78.6%-0.9pp | 67.2%+10.5pp |
| Annual return | 11.46% | 17.13%-5.7pp | 70.21%-58.8pp | 1370.56%-1359.1pp |
| Employer contribution / active EE | $2,308 | $2,601-11.3% | $4,348-46.9% | $2,626-12.1% |
| Participant deferral / active EE | $3,752 | $4,505-16.7% | $6,035-37.8% | $4,350-13.7% |
| Admin fee / account holder | $371 | $2,235-83.4% | $12,696-97.1% | $1,946-80.9% |