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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,883 | $145,431+95.2% | $211,142+34.5% | $87,485+224.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 17.21% | 27.21%-10.0pp | 46.84%-29.6pp | 26.06%-8.9pp |
| Employer contribution / active EE | $12,906 | $4,662+176.9% | $6,442+100.3% | $2,596+397.1% |
| Participant deferral / active EE | $17,192 | $6,859+150.7% | $9,284+85.2% | $4,274+302.3% |
| Admin fee / account holder | $18,887 | $17,052+10.8% | $19,076-1.0% | $7,775+142.9% |