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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,750 | $138,385+81.9% | $184,243+36.6% | $80,925+211.1% |
| Participation rate | 97.7% | 83.9%+13.8pp | 86.8%+10.8pp | 67.7%+30.0pp |
| Annual return | 17.59% | 20.02%-2.4pp | 28.82%-11.2pp | 35.65%-18.1pp |
| Employer contribution / active EE | $12,360 | $4,851+154.8% | $6,427+92.3% | $2,756+348.4% |
| Participant deferral / active EE | $14,728 | $7,075+108.2% | $9,132+61.3% | $4,299+242.6% |
| Admin fee / account holder | $11,131 | $10,489+6.1% | $13,914-20.0% | $6,940+60.4% |