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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,655 | $167,352-90.6% | $143,788-89.1% | $134,509-88.4% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -22.26% | 0.47%-22.7pp | -0.03%-22.2pp | 418.13%-440.4pp |
| Employer contribution / active EE | $3,683 | $5,620-34.5% | $4,952-25.6% | $4,741-22.3% |
| Participant deferral / active EE | $5,345 | $6,447-17.1% | $5,638-5.2% | $6,400-16.5% |
| Admin fee / account holder | $36,143 | $18,091+99.8% | $14,675+146.3% | $11,427+216.3% |