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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,422 | $97,020-90.3% | $83,327-88.7% | $135,380-93.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.05% | 12.31%-20.4pp | 10.64%-18.7pp | 519.81%-527.9pp |
| Employer contribution / active EE | $1,820 | $4,144-56.1% | $3,379-46.1% | $4,779-61.9% |
| Participant deferral / active EE | $2,364 | $5,964-60.4% | $5,565-57.5% | $5,609-57.9% |
| Admin fee / account holder | $652 | $8,426-92.3% | $7,540-91.3% | $10,828-94.0% |