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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,040 | $133,981-73.1% | $112,249-67.9% | $134,532-73.2% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -15.30% | 47.16%-62.5pp | 27.48%-42.8pp | 418.27%-433.6pp |
| Employer contribution / active EE | $442 | $4,040-89.0% | $3,636-87.8% | $4,741-90.7% |
| Participant deferral / active EE | $3,039 | $5,292-42.6% | $4,729-35.7% | $6,401-52.5% |
| Admin fee / account holder | $1,717 | $7,492-77.1% | $6,412-73.2% | $11,429-85.0% |