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| Provider | Service type | Compensation |
|---|---|---|
WOODBURY FINANCIAL SERVICES3 years Filed as: WOODBURY FINANCIAL SERVICES INC Service code 27 7755 3RD ST N · OAKDALE, MN 55128 | Advisory (Plan) | $13,376 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,709 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,491 |
Filed as: GWFS EQUITIES INC Service code 59 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,849 | $61,356-69.3% | $149,696-87.4% | $71,511-73.6% |
| Participation rate | 84.0% | 62.5%+21.5pp | 78.8%+5.2pp | 67.9%+16.1pp |
| Annual return | 20.03% | 35.86%-15.8pp | 134.46%-114.4pp | 28.86%-8.8pp |
| Employer contribution / active EE | $255 | $2,382-89.3% | $4,821-94.7% | $2,589-90.2% |
| Participant deferral / active EE | $3,226 | $2,920+10.5% | $5,682-43.2% | $4,291-24.8% |
| Admin fee / account holder | $144 | $1,263-88.6% | $13,212-98.9% | $1,588-91.0% |