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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $14,227 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,799 |
WOODBURY FINANCIAL SERVICES4 years Filed as: WOODBURY FINANCIAL SERVICES INC Service code 27 7755 3RD ST N · OAKDALE, MN 55128 | Advisory (Plan) | $2,541 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,423 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,126 | $55,470-56.5% | $155,556-84.5% | $74,478-67.6% |
| Participation rate | 83.7% | 61.9%+21.8pp | 78.2%+5.5pp | 67.2%+16.5pp |
| Annual return | 21.64% | 269.80%-248.2pp | 64.84%-43.2pp | 1370.56%-1348.9pp |
| Employer contribution / active EE | $262 | $2,267-88.4% | $4,675-94.4% | $2,626-90.0% |
| Participant deferral / active EE | $3,417 | $2,838+20.4% | $5,631-39.3% | $4,350-21.4% |
| Admin fee / account holder | $190 | $1,744-89.1% | $15,885-98.8% | $1,946-90.2% |