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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,051 | $72,272-22.4% | $101,264-44.6% | $79,858-29.8% |
| Participation rate | 97.3% | 68.5%+28.8pp | 75.8%+21.5pp | 69.6%+27.7pp |
| Annual return | 12.45% | 22.30%-9.8pp | 46.48%-34.0pp | 31.72%-19.3pp |
| Employer contribution / active EE | $7,262 | $2,692+169.8% | $3,660+98.4% | $2,471+193.9% |
| Participant deferral / active EE | $3,982 | $3,282+21.3% | $4,370-8.9% | $3,740+6.5% |
| Admin fee / account holder | $1,394 | $4,401-68.3% | $5,947-76.6% | $5,306-73.7% |