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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,150 | $87,834-33.8% | $133,975-56.6% | $62,881-7.5% |
| Participation rate | 81.0% | 83.4%-2.3pp | 87.1%-6.0pp | 69.3%+11.7pp |
| Annual return | 6.30% | 12.05%-5.7pp | 29.29%-23.0pp | 20.14%-13.8pp |
| Employer contribution / active EE | $653 | $3,482-81.3% | $5,211-87.5% | $2,281-71.4% |
| Participant deferral / active EE | $2,817 | $4,812-41.5% | $6,282-55.2% | $3,203-12.1% |
| Admin fee / account holder | $2,459 | $5,372-54.2% | $9,324-73.6% | $4,296-42.8% |