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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,304 | $77,920+0.5% | $149,723-47.7% | $75,177+4.2% |
| Participation rate | 76.1% | 65.6%+10.5pp | 78.8%-2.7pp | 67.2%+8.9pp |
| Annual return | 13.22% | 31.72%-18.5pp | 134.50%-121.3pp | 160.75%-147.5pp |
| Employer contribution / active EE | $7,276 | $3,138+131.9% | $4,821+50.9% | $2,671+172.4% |
| Participant deferral / active EE | $5,186 | $3,411+52.0% | $5,682-8.7% | $4,126+25.7% |
| Admin fee / account holder | $16,492 | $5,951+177.2% | $13,215+24.8% | $5,651+191.8% |