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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,336 | $95,415-26.3% | $185,851-62.2% | $85,851-18.1% |
| Participation rate | 79.4% | 68.8%+10.6pp | 81.7%-2.3pp | 69.3%+10.0pp |
| Annual return | 15.51% | 23.59%-8.1pp | 122.11%-106.6pp | 318.63%-303.1pp |
| Employer contribution / active EE | $3,865 | $3,314+16.6% | $5,168-25.2% | $2,565+50.7% |
| Participant deferral / active EE | $3,397 | $3,424-0.8% | $5,569-39.0% | $3,952-14.1% |
| Admin fee / account holder | $21,852 | $7,215+202.9% | $16,245+34.5% | $6,261+249.0% |