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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,816 | $114,119-9.0% | $107,187-3.1% | $138,895-25.3% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 18.70% | 273.21%-254.5pp | 204.55%-185.8pp | 145.39%-126.7pp |
| Employer contribution / active EE | $1,099 | $4,059-72.9% | $3,782-70.9% | $4,194-73.8% |
| Participant deferral / active EE | $3,786 | $5,538-31.6% | $5,096-25.7% | $6,396-40.8% |
| Admin fee / account holder | $1,118 | $10,024-88.8% | $9,162-87.8% | $12,562-91.1% |