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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,204 | $42,383-94.8% | $76,518-97.1% | $64,173-96.6% |
| Participation rate | 84.0% | 58.1%+25.9pp | 68.0%+16.0pp | 69.6%+14.4pp |
| Annual return | -6.46% | -16.54%+10.1pp | -0.27%-6.2pp | 7.63%-14.1pp |
| Employer contribution / active EE | $297 | $1,563-81.0% | $2,647-88.8% | $2,381-87.5% |
| Participant deferral / active EE | $907 | $2,566-64.7% | $3,836-76.4% | $3,470-73.9% |
| Admin fee / account holder | $444 | $3,198-86.1% | $4,849-90.8% | $4,887-90.9% |