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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,652 | $176,786+12.4% | $146,643+35.5% | $167,536+18.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | -0.22% | 24.04%-24.3pp | 22.75%-23.0pp | 478.82%-479.0pp |
| Employer contribution / active EE | $4,023 | $5,161-22.0% | $4,137-2.7% | $4,839-16.9% |
| Participant deferral / active EE | $5,458 | $6,440-15.3% | $5,506-0.9% | $6,342-13.9% |
| Admin fee / account holder | $2,669 | $13,262-79.9% | $10,280-74.0% | $12,315-78.3% |