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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,435 | $162,821+14.5% | $133,978+39.2% | $158,982+17.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -6.19% | 41.95%-48.1pp | 45.10%-51.3pp | 302.99%-309.2pp |
| Employer contribution / active EE | $3,818 | $4,976-23.3% | $3,919-2.6% | $4,763-19.8% |
| Participant deferral / active EE | $6,774 | $5,910+14.6% | $5,047+34.2% | $5,983+13.2% |
| Admin fee / account holder | $8,247 | $11,742-29.8% | $8,930-7.7% | $11,252-26.7% |