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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,114 | $76,107-36.8% | $96,576-50.2% | $71,495-32.7% |
| Participation rate | 53.1% | 74.4%-21.3pp | 76.0%-22.9pp | 67.9%-14.8pp |
| Annual return | 15.92% | 22.81%-6.9pp | 25.87%-10.0pp | 28.85%-12.9pp |
| Employer contribution / active EE | $2,492 | $2,247+10.9% | $2,965-15.9% | $2,589-3.8% |
| Participant deferral / active EE | $3,616 | $4,218-14.3% | $4,851-25.5% | $4,291-15.7% |
| Admin fee / account holder | $283 | $2,708-89.5% | $8,253-96.6% | $1,588-82.2% |