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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,689 | $59,813-16.9% | $79,580-37.6% | $68,486-27.4% |
| Participation rate | 71.9% | 61.1%+10.8pp | 69.5%+2.4pp | 67.9%+4.0pp |
| Annual return | -15.25% | -12.30%-3.0pp | 0.15%-15.4pp | -7.85%-7.4pp |
| Employer contribution / active EE | $1,813 | $1,505+20.5% | $2,413-24.9% | $2,597-30.2% |
| Participant deferral / active EE | $5,432 | $3,024+79.6% | $3,985+36.3% | $4,028+34.9% |
| Admin fee / account holder | $2,937 | $4,835-39.3% | $6,835-57.0% | $5,404-45.7% |