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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,022 | $65,034-46.1% | $90,970-61.5% | $79,856-56.1% |
| Participation rate | 66.7% | 61.6%+5.1pp | 69.0%-2.3pp | 69.6%-3.0pp |
| Annual return | 12.21% | 30.45%-18.2pp | 134.60%-122.4pp | 31.71%-19.5pp |
| Employer contribution / active EE | $1,021 | $1,247-18.2% | $2,122-51.9% | $2,471-58.7% |
| Participant deferral / active EE | $3,047 | $2,512+21.3% | $3,373-9.7% | $3,741-18.5% |
| Admin fee / account holder | $2,470 | $4,536-45.5% | $5,961-58.6% | $5,306-53.5% |