Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $91,424-76.6% | $135,942-84.3% | $71,495-70.1% |
| Participation rate | 13.6% | 75.7%-62.1pp | 81.9%-68.3pp | 67.9%-54.4pp |
| Annual return | 21.71% | 29.90%-8.2pp | 68.28%-46.6pp | 28.85%-7.1pp |
| Employer contribution / active EE | $0 | $3,704-100.0% | $4,858-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $1,603 | $7,092-77.4% | $7,759-79.3% | $4,291-62.6% |
| Admin fee / account holder | $1,757 | $1,266+38.8% | $10,764-83.7% | $1,588+10.7% |