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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,510 | $217,432-57.0% | $185,849-49.7% | $167,536-44.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.54% | 148.42%-135.9pp | 122.10%-109.6pp | 478.82%-466.3pp |
| Employer contribution / active EE | $7,290 | $5,875+24.1% | $5,169+41.0% | $4,839+50.6% |
| Participant deferral / active EE | $7,630 | $6,357+20.0% | $5,569+37.0% | $6,342+20.3% |
| Admin fee / account holder | $4,145 | $19,818-79.1% | $16,244-74.5% | $12,315-66.3% |