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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,720 | $209,422-74.3% | $178,503-69.9% | $158,982-66.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 26.27% | 188.81%-162.5pp | 151.12%-124.8pp | 302.99%-276.7pp |
| Employer contribution / active EE | $6,104 | $5,707+7.0% | $5,011+21.8% | $4,763+28.2% |
| Participant deferral / active EE | $5,940 | $5,955-0.2% | $5,202+14.2% | $5,983-0.7% |
| Admin fee / account holder | $1,101 | $17,079-93.6% | $13,987-92.1% | $11,252-90.2% |