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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,156 | $75,541+67.0% | $152,093-17.1% | $82,637+52.7% |
| Participation rate | 60.0% | 66.5%-6.5pp | 77.8%-17.8pp | 68.1%-8.1pp |
| Annual return | 18.06% | 32.56%-14.5pp | 66.36%-48.3pp | 53.51%-35.4pp |
| Employer contribution / active EE | $1,507 | $2,622-42.5% | $4,175-63.9% | $2,552-41.0% |
| Participant deferral / active EE | $2,520 | $3,206-21.4% | $5,451-53.8% | $4,126-38.9% |
| Admin fee / account holder | $1,071 | $6,405-83.3% | $14,497-92.6% | $7,339-85.4% |